Loan Application Requirements
InstaLoan
One (1) Identification Document
Passport, Driver’s Licence, or National ID Card
One (1) passport-sized photograph
Bank Statement
Two (2) most recent months of statements showing all account activity, salary credits, your name, address, bank, branch, and account number
Payslips
Two (2) most recent months’ payslips
Employment Letter
One formal letter dated within the last month, detailing your employer, job title, employment tenure, and salary
Auto Loan
For Employed Individuals:
Two (2) forms of valid identification
Job Letter
No older than 3 months
Most recent monthly payslip
For weekly or fortnightly paid employees: submit the most recent full month’s payslips
Proof of Address
Utility bill, service provider bill, or bank statement (no older than 3 months)
Two (2) references
include name, contact number, and address
For Self-Employed Individuals:
Certificate of Registration
Two (2) forms of valid identification
Proof of Address
Utility bill or bank statement no older than 3 months
- If the utility bill is not in your name, an authorisation letter and a copy of the ID of the bill owner are required
Most recent two (2) years of business bank statements
(showing business deposits)
Additional supporting documents, as applicable
(receipts, invoices, contracts, etc.)
Two (2) references
Include name, contact number, address, and relationship to borrower
Credit Check Authorisation Form and Fee
A fee of TTD $100 is required to access the customer’s credit report
Quotation for Vehicle
Sole Traders
Certificate of Registration
Two (2) Forms of Valid Identification
Proof of Address
Utility Bill or Bank Statement no older than 3 months.
- If utility bill is not in your name, an authorization letter and copy of ID from owner of bill is required
Most recent 2 years of business bank statements (showing business deposits)
Additional supporting documents as applicable (receipts, invoices, contracts etc)
Two (2) References
Include name, contact number, address and relationship to borrower
Credit Check Authorization Form & Fee
Fee of $100TTD is required to access customer’s credit report
Quotation for Vehicle
Partnerships
Certificate of Registration
Partnership Agreement / By-Laws
Two (2) forms of valid identification for all partners
Proof of Address for all partners
Utility bill, service provider bill, or bank statement (not older than 3 months)
Two (2) years of business bank statements
Evidence of Income (as applicable)
Receipts, invoices, contracts, etc.
Two (2) references
Include name, contact number, and address
Limited Liability Companies
Company KYC Documents, including:
Certificate of Incorporation or Certificate of Amendment
Articles of Incorporation or Articles of Continuance
Articles of Incorporation or Articles of Continuance
Three (3) years of audited financial statements or management accounts supported by three (3) years of bank statements
Most recent Annual Return
Notice of Directors, Secretary, and Address or notice of changes (if applicable)
Interim Management Accounts for the most recent quarter
Details of Current Projects
Include start date, end date, contract value, and receivables (if applicable)
Current Aged Receivables and Payables (if applicable)
Cash Flow Projections (with assumptions)
Detailed Company Profile
Bank References
Copy of VAT Registration
Directors/Shareholders KYC Documents
Two (2) forms of valid identification for all directors, shareholders, and beneficial owners
Proof of address (no older than 3 months) for all directors, shareholders, and beneficial owners
Or an authorization letter to occupy a third party’s address
